Welcome to independent financial advice!
Planning for retirement is a big deal; the choices you make now will shape your future. But don’t stress! We’re here to help you navigate the options and make decisions to fit your goals.
Since April 2015, the Pensions Freedom Act has given you more flexibility in retirement planning. But with choices, naturally, come more questions. Should you take your tax-free cash? Do you need a steady income for life? Can you access your pension whenever you want to? My Pension Expert is here to answer all your queries and guide you through the options.
Why advice matters
Wondering why independent financial advice is worth it? Well, there are two main reasons. First, it can help you unlock the potential in your pension so that you’re in the best possible position to meet your retirement goals. And second, it’s about the peace of mind that comes with knowing you’re making the right decisions for your unique circumstances.
Retirement planning shouldn’t be a headache. Our service is designed to take the stress out of it – from understanding your options to handling the paperwork, we’ve got you covered.
Improving your outlook
We’re here to advocate for your financial wellbeing.
If moving your pension or investments doesn’t benefit you, we’ll tell you upfront – no strings attached. We analyse your current situation thoroughly to make sure you don’t miss out on any benefits you’re entitled to.
Making things simple
Our job isn’t just to give you a personalised recommendation; it’s to make sure you understand it, too.
We’ll break down the options, explain why our recommendation is most suited to your circumstances, and make sure you’re comfortable every step of the way.
Protecting your interests
As regulated advisers, we take full responsibility for our advice.
Unlike a non-advised retirement route, if, by some highly unlikely chance, we steer you wrong and you suffer financially as a result, your money is protected by the Financial Services Compensation Scheme*.
*The Financial Services Compensation offers protection in cases where clients receive bad advice in relation to their pension. It doesn’t cover losses incurred solely from poor investment performance.