Your retirement

Your pension is brimming with potential.

Let’s unlock it.

Choosing the right retirement option is one of life’s most important financial decisions. So, at My Pension Expert, we think it’s vital that you have complete confidence in your choices. And we’re here to help you with that.

We don’t just search the retirement market to find you the great pension plan that will help you get more from your savings. Our experts get to the root of what is important to you and advise the options that best meet all your retirement needs and aspirations.

Whether you’re looking to strike a perfect semi-retired work-life balance, take the grandkids on the summer holiday they’ve been dreaming of, or simply know that you’ve got a secure income for life, we can provide a recommendation tailored to you.

The routes you might take:

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Drawdown

Are you reaching retirement and wondering how to access your pension savings flexibly? A flexible-access drawdown, often known simply as ‘drawdown’, could be the most suitable option for you….

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Lifetime Annuity

A lifetime annuity guarantees a secure, stable income for the rest of your life, regardless of how long you live. Your pension won’t run out, but you also can’t make changes to your level of income or frequency of payments…

Woman checking drawdown calculation on mobile phone while camping with her dog

Fixed-Term Annuity

With a fixed-term annuity, you receive a secure income for a set period of time. At the end of the term, the unused portion of your fund (adjusted for growth and charges) will be returned to your pension plan…

Other useful resources

State Pension

You’re probably aware of the State Pension. But you may still have questions, like who’s eligible, how much am I entitled to, and when can I get my hands on it?

Pension Scams

Scams are designed to encourage you to invest your savings into schemes that look legitimate, but actually line the pockets of unscrupulous fraudsters. How can you avoid them?