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IFA Question & Answer

Do I have to take my pension now?

Pensions are open ended arrangements so in theory you do not have to take the money from your pension. Really you need to think about why you require the funds. When you do require money from the pension that is where we can assist and ensure that you are in the best place possible using all the options that are available to you.

Do you do a drawdown plan?

Yes! We have researched the whole of the market and ensured that you get the best terms possible from the leading providers of this style of arrangement. Contact us on 01302 639 540 and we can arrange a discussion with one of our experienced IFA’s to talk you through how it works and if drawdown would be suitable for you.

Lifetime Annuities are rubbish, why should I have one?

Pensions are designed to provide an income for the remainder of your retirement. A Lifetime Annuity will do exactly that. It exchanges your pension for an income that will continue for the remainder of your life, regardless of how long that is. In effect you are insuring your life with a lifetime income.

I’ve never trusted IFA’s, why should I trust you?

We are specialists in this market and each IFA speaks to around 6 different people every day to discuss their retirement needs. You can be sure that you will benefit from this expertise. Also you are protected by the FCA for which all of our IFA’s are regulated by. We will always ensure that you are put into the best place possible, so even if we research your plan and find it has special benefits to remain with your existing provider, we will tell you that. Even if that means that we do not received a fee from you! We are here to ensure that you are in the best position with your pension.

What qualifications do you have?

All of our IFA’s are qualified and regulated. We also have advisers that have additional specialist qualifications in pensions to deal with some of the more technical aspects of pensions.

I find pensions confusing and I have all this paperwork I don’t understand. Can you help?

Do not worry, you have come to the right place! Our IFA’s cut through the jargon and the technical aspects of pensions and talk to you in easy to understand language.