Category: Pensions Explained

The purpose of creating a pension plan is to help individuals reach a financially secure position by the time they…

‘Expect the unexpected’, or so the saying goes. And the previous two years have only strengthened this hypothesis. The Covid-19…

Britons are notoriously disengaged with their pension schemes. Indeed, research from My Pension Expert found that 53% of Britons are…

Workplace pensions are rarely at the forefront of people’s minds when they start a new job. Questions, understandably, are more…

No one likes to find themselves short of cash. However, in retirement, this can be particularly troubling. Concern over whether…

What makes a “good deal”? According to a recent survey from O2, six in ten Britons believe that a good…

Unfortunately, divorce is a sad reality for many couples. And it is surprisingly common amongst older generations. In 2017, the…

As the influential psychologist B. F. Skinner theorised, behaviour is determined by its consequences, be they rewards or punishment. And…

For many parents, providing a degree of long-term financial security to their children is one of their main priorities. Funding…

In 2017, a new saving product launched to significant interest: the Lifetime ISA, or LISA. Within two years, almost 300,000…

At a glance, Flexible-Access Drawdowns appear to be one of the simplest retirement finance products, particularly when compared to the…