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Annuity Rates

Annuity rates, in general, vary from one person to the next, based on a series of different factors – factors such as your Age, your Gender, your Height, your Weight, where you Live, your Lifestyle and your Health Condition.

Woman with £100k pot, not taking 25% tax-free cash allowance.55 Years Old60 Years Old65 Years Old70 Years Old
Single Life (SL) – No Death Benefits£4,387.32£4,885.08£5,685.84£6,558.48
SL – 5 Year Guarantee£4,380.72£4,876.44£5,666.28£6,520.92
SL – 5 Year Guarantee (RPI Linked)£2,215.44£2,730.96£3,531.00£4,404.36
SL – 3% Escalation Rate 5 Year Guarantee£2,773.92£3,196.68£4,010.04£4,884.36
Joint Life – 50% Spousal Cover£4,173.12£4,615.68£5,179.68£5,858.88
  • Annuity providers take all of these unique factors into consideration before quoting you a specific annuity rate based on your individual circumstances.
  • Annuity rates will also vary across providers and so it is important you shop around (which we do as part of our free quote service)
  • On top of these personal factors, your annuity rate and level of income can be affected by the type of annuity you select.

Here are some examples:

  1. Lifetime Annuities (Level/Escalating/Single Life/Joint Life)
  2. Enhanced Annuities (Could pay you up to 42% extra income*)
  3. Investment Linked Annuities
  4. Fixed Term Annuities

Our latest annuity rates table above is based on rates quoted at the beginning of the month across our panel of lenders for a woman living in Doncaster. She is 5ft 5 and weighs 10st 7, is physically fit and has no health conditions.

The joint life quotation is based on her partner being 6ft and weighing 12st 2.