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October 31st, 2012

Annuity rates drop even further

A new report published has revealed a potential further drop in annuity rates. The Moneyfacts Treasury Report suggests rates are going to suffer a record drop, the biggest since 2002.

October 30th, 2012

Enhanced annuity rates; not just a snooze after all

Recent research has discovered that Sleep Apnoea (OSA) sufferers could be eligible for higher annuity rates. Snoring is a common symptom of OSA and approximately 60% of those over 65 has this condition.

October 30th, 2012

Predicted rise of annuity sales not materialised

A rise in retirees since last year has not been matched by increased annuity sales.

October 29th, 2012

Heavy snorer? Let your annuity provider know

Although they are responsible for their partners getting little sleep, those who are heavy snorers may be entitled to thousands of pounds in additional retirement income, according to data from pension experts.

October 20th, 2012

Pension annuity figures drop due to sharp decline in annuity rates

The quantitative easing programme set out by the Bank of England has triggered a severe drop in pension annuities.

October 19th, 2012

New underwriting bureau in the pipeline

Several pension and reinsurance companies are interested in launching a pension annuity underwriting bureau, which would let consumers obtain up to date medical details before purchasing or shopping around for the best annuity rate.

October 17th, 2012

Annuity rates to change this December

From this December a new EU directive will directly affect annuity rates.

October 16th, 2012

How to increase retirement income: a couple of handy tips

The reality today for many people over 50 is that they are unable to stop work because they have less to live on than originally planned.

October 15th, 2012

New RPI plans pose risk

Under government plans to alter how the Retail Price Index (RPI) is calculated, pension income, gilt returns and annuity rates could be affected.

October 14th, 2012

Study reveals financial pressure on households

As inflation has risen to 2.6%, people are worried that their income will not be enough to handle the ever-increasing cost of living.

October 12th, 2012

Annuity rates ‘in freefall’

Average annuity rates have tumbled by 7 per cent in the past three months, according to the latest MGM Advantage Index. This is the biggest quarterly fall recorded by the Index since its launch in August 2009. The report also indicates a 20 per cent drop in average annuity rates between August 2009 and this September.

October 10th, 2012

Gauging the success of Auto-enrolment

On 1st October 2012, the largest employers in the UK began to auto-enrol qualifying staff into pension schemes. This is something that has taken several years to implement. However, while this may appear to conclude a project that has survived many difficult spells during its infancy, in reality things are only just beginning. According to data produced by the Pensions Regulation, by December 2013 there will be as many as 18 million auto-enrolled employees in the UK. Much work lies ahead.

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