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December 18th, 2012

Standard annuity rates settle as enhanced rates continue to plummet

The latest data from MGM Advantage on annuity rates has revealed that standard annuity rates have improved in the last few months; unlike the enhanced rates which have dropped.

December 17th, 2012

Capped drawdown limit finally rises

Recently the government has declared that the income limit for capped drawdown would be raised from 100% to 120% of the value of an annuity.

December 14th, 2012

GAD rates are set to increase to 2.25% for January 2013 announces My Pension Expert

The Government Actuarial Department rate (GAD Rate) which has been announced today for January 2013 is set to increase from 2% to 2.25%.

December 14th, 2012

My Pension Expert reveals the extent of gender equalisation on annuity rates

The major annuity providers have released gender neutral rates prior to 21st December and My Pension Experts analysis of the early figures show lower than expected drops for male retirees and only a slight increase for woman.

December 3rd, 2012

New incentives to save

Even though forecasts are particularly low, a pension remains an efficient and easy way to save for the future.

December 2nd, 2012

Saving: when could be the right time to start

Due to the rise in inflation, food prices and high utility bills, it is difficult to find time or money to save for retirement.

December 1st, 2012

Providers to show annuity rates

Most retirees choose to purchase an annuity and to receive a regular income, which on paper is fairly straightforward. Annuities were first introduced as a way of curbing retirees spending their pension pots on holidays and Hobnobs and then having to rely on the state pension to survive.

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